Kripa Financial SolutionsTypically replies within 1 hour
Updated: 8 October 2026
| Lender | Product | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years | Variable floating |
|---|---|---|---|---|---|---|---|---|---|
| AIA | Back My Build | — | — | — | — | — | — | — | 3.34% |
| AIA | Better Homes Top Up | — | — | — | — | 1.00% | — | — | — |
| AIA | Standard Go | 4.79% | 4.99% | 5.29% | 5.35% | 5.59% | 5.65% | 5.75% | 6.39% |
| ANZ | Flexible | — | — | — | — | — | — | — | 6.40% |
| ANZ | Good Energy - Up to $80K | — | — | — | — | 1.00% | — | — | — |
| ANZ | Reno loan - Up to $50K | — | — | — | — | 2.50% | — | — | — |
| ANZ | Special | 4.79% | 4.99% | 5.29% | 5.35% | 5.59% | — | — | — |
| ANZ | Standard | 5.39% | 5.59% | 5.89% | 5.95% | 6.19% | 6.39% | 6.49% | 6.29% |
| ASB | Back My Build | — | — | — | — | — | — | — | 3.34% |
| ASB | Better Homes Top Up | — | — | — | — | 1.00% | — | — | — |
| ASB | Orbit | — | — | — | — | — | — | — | 6.39% |
| ASB | Standard | 4.79% | 4.99% | 5.29% | 5.35% | 5.59% | 5.65% | 5.75% | 6.29% |
| Bank of China | Plus Home Loan | — | — | — | — | — | — | — | 5.35% |
| Bank of China | Plus Offset Home Loan | — | — | — | — | — | — | — | 5.35% |
| Bank of China | Special | 4.58% | 4.68% | 4.83% | 5.08% | 5.18% | 5.48% | 5.68% | 5.35% |
| Bank of China | Standard | 5.58% | 5.68% | 5.83% | 6.08% | 6.18% | 6.48% | 6.68% | 7.25% |
| BNZ | Better Future Home Loan | — | — | — | — | 1.00% | — | — | — |
| BNZ | Mortgage One | — | — | — | — | — | — | — | 6.44% |
| BNZ | Rapid Repay | — | — | — | — | — | — | — | 6.44% |
| BNZ | Standard | 4.89% | 5.19% | 5.29% | 5.35% | 5.59% | 5.65% | 5.75% | 6.34% |
| BNZ | TotalMoney | — | — | — | — | — | — | — | 6.44% |
| Co-operative Bank | First Home Buyer Special | 4.79% | 5.09% | 5.25% | 5.39% | 5.59% | 5.79% | 5.89% | — |
| Co-operative Bank | Fresh Start | — | 7.19% | — | — | — | — | — | 7.69% |
| Co-operative Bank | Owner Occupied | 4.89% | 5.19% | 5.35% | 5.49% | 5.69% | 5.89% | 5.99% | 5.69% |
| Co-operative Bank | Owner Occupied Revolving Credit | — | — | — | — | — | — | — | 5.69% |
| Co-operative Bank | Standard | 5.39% | 5.69% | 5.85% | 5.99% | 6.19% | 6.39% | 6.49% | 5.69% |
| Co-operative Bank | Standard Revolving Credit | — | — | — | — | — | — | — | 5.69% |
| Kiwibank | Offset Mortgage | — | — | — | — | — | — | — | 6.25% |
| Kiwibank | Revolving | — | — | — | — | — | — | — | 6.30% |
| Kiwibank | Special | 4.85% | 5.15% | — | 5.39% | 5.59% | 5.79% | 5.89% | — |
| Kiwibank | Standard | 5.75% | 6.05% | — | 6.29% | 6.39% | 6.49% | 6.59% | 6.25% |
| Liberty Financial | Boost Residential | — | — | — | — | — | — | — | 13.44% |
| Liberty Financial | Custom Nova (Low Documentation) | — | — | — | — | — | — | — | 7.89% |
| Liberty Financial | Custom Star (Full Documentation) | — | — | — | — | — | — | — | 6.89% |
| Liberty Financial | Prime Residential ≤70% LVR | — | 6.40% | — | 6.20% | 6.15% | — | — | 6.49% |
| Liberty Financial | Prime Residential ≤75% LVR | — | 6.49% | — | 6.29% | 6.24% | — | — | 6.59% |
| Liberty Financial | Prime Residential ≤80% LVR | — | 7.09% | — | 6.89% | 6.84% | — | — | 7.19% |
| SBS Bank | Advance | — | — | — | — | — | — | — | 8.24% |
| SBS Bank | Construction lending for FHB | — | — | — | — | — | — | — | 3.79% |
| SBS Bank | First Home Combo | — | 4.69% | — | — | — | — | — | — |
| SBS Bank | Residential | 5.45% | 5.79% | 5.89% | 5.89% | 6.19% | 6.25% | 6.35% | 6.34% |
| SBS Bank | Residential Investing | — | — | — | — | — | — | — | 6.84% |
| SBS Bank | Special | 4.85% | 5.19% | 5.29% | 5.29% | 5.59% | 5.65% | 5.75% | — |
| SBS Bank | Unwind reverse equity | — | — | — | — | — | — | — | 8.24% |
| TSB Bank | Revolving Credit | — | — | — | — | — | — | — | 6.39% |
| TSB Bank | Special | 4.89% | 5.19% | 5.45% | 5.39% | 5.69% | 5.89% | 5.99% | 6.29% |
| TSB Bank | Standard | 5.69% | 5.99% | 6.25% | 6.19% | 6.49% | 6.69% | 6.79% | 7.09% |
| UnityMoney | First Home Buyer Special | — | 4.15% | — | — | — | — | — | — |
| UnityMoney | Special | 4.79% | 4.99% | 5.35% | 5.49% | — | — | — | 6.04% |
| UnityMoney | Standard | 5.59% | 5.79% | 6.15% | 6.29% | — | — | — | 6.04% |
| Westpac | Choices Everyday | — | — | — | — | — | — | — | 6.49% |
| Westpac | Choices Offset | — | — | — | — | — | — | — | 6.39% |
| Westpac | Greater Choices | — | — | — | — | — | — | 0.00% | — |
| Westpac | Special | 4.89% | 5.19% | 5.45% | 5.29% | 5.59% | 5.65% | 5.75% | — |
| Westpac | Standard | 5.49% | 5.79% | 6.05% | 5.89% | 6.19% | 6.25% | 6.35% | 6.39% |
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