Your Trusted Mortgage Advisors

Your Trust is Our Priority - At Kripa Financial Solutions Limited, we want to be your trusted guide and tailor your loan options to suit your needs. Whether its your First Home, your Next Home or for Your Business, we got you covered.


Book a consultation with us today!

Kripa Awards
Kripa Awards
Kripa Awards
Simi Sethu
Krishnapriya
Sethu Arjunan
Key to a house

Why choose Kripa?

Kripa was founded by Simi Sethu and Sethu Arjunan with a view to helping Kiwis from all walks of life to get a foothold on the property ladder. A former banker & sales professional, Simi has been actively involved in the community, helping customers all across New Zealand to achieve their portfolio of properties.

They are the team that you need in your corner, to get you the dream home that you always wanted! 

#firsthomebuyer

Get your

First Home Today

Listen to Simi Sethu explain the intricacies and importance of owning your FIrst Home in New Zealand.

Our Services

Our Key Advantages

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Lending Options

We have relationships with all major banks and lenders. So that means more choices and options for you.

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Customer Focus

You, our customer is always our priority. Our mission is to get you the best offer possible and get your dream home.

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Experience

Simi has advised 1000s of families over the years

as a mortgage professional for a leading bank and continues the same trusted service she is known for through Kripa Financial Solutions Limited

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Trusted Advisor

We are in this journey together with you. It doesn't stop with buying a house. It is the start of a long relationship with you. We are your trusted financial advisor to achieve your real estate portfolio.

Our process simplifies complexity

Securing that home loan is a complicated process.

Our process simplifies it for you.

1. Tell us about your situation

2. Find out your affordability


3. Apply for a home loan

4. Close with confidence

Why our customers believe in us

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Shone Augustine

“We have found Simi Sethu as a Financial Advisor very approachable, helpful, friendly and great to deal with. She helped us to get approval from the bank in no time, and also helped us through all the documentation so that we did not have to bother about anything.”

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Tojin Thomas

“Two approvals and one renewal ... For third one we got the house with best interest rate... 2021 was the toughest year for first home buyers. But Simi Sethu helped us from alfa to omega.. Highly recommended... have a big dream and send your application...will be safe in their hands...”

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Deepak Mathew

“We are quite delighted with the service received from Simi and team. Overall had a hassle free experience in achieving our first home with the best interest rate.” 

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Sandeep Cyril

“I’ve had the pleasure of working with Simi on multiple mortgage deals over the last 6 years or so, both for buying our own home to investment properties and having also worked with other mortgage brokers in the past I can confidently say Simi is one of the best at what she does. She has pulled off some seemingly impossible deals for us. Thanks for all your help and look forward to working with you again.”

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“My mission is to help first-time home buyers get into a home they love and can afford.”

Expert advice -

at your fingertips.

We are available to answer all your home loan questions.

Insights and Resources for first home buyers, investors and small business owners

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Interview with Simi Sethu on Asia Net Plus Focus

April 29, 2025
Simi Sethu, reflects on her journey as an entrepreneur in the world of home loans and mortgages in New Zealand. Kripa Financial Solutions is recognized for its client-centric approach and community engagement, with a track record of helping New Zealand families achieve their property goals. The firm’s philosophy-“Your Trust is Our Priority”-reflects Simi’s dedication to building lasting relationships and delivering tailored financial solutions.
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The Next Big Thing - Interview with Simi Sethu

April 29, 2025
In Episode 9 of "The Next Big Thing" podcast, host Shriram Iyer sits down with Simi Sethu, co-founder and director of Kripa Financial Solutions in Auckland, New Zealand. Simi’s journey is a compelling story of adaptability, commitment, and community impact, offering valuable insights for professionals and first-time homebuyers alike.
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How U.S. Tariffs Ripple Through New Zealand’s Mortgage and Housing Market.

April 19, 2025
Although U.S. tariffs may seem like a distant economic policy, the mechanisms through which they influence global capital flows, commodity prices, trade balances, and investor sentiment ensure that their impact reaches New Zealand’s shores in very real terms.
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