#getonthepropertyladder

Whether you are just researching your options, or ready to get on

the property ladder, we can help you with a personalised approach.

Hassle Free Home Loans

We are with you in this journey to your new home.

Let’s face it. Securing that home loan is a complicated process. We make this our problem, not yours. Here’s how we help you through this complicated process.



  • Tell us about your situation
  • Find out how much you can afford
  • Make the application to the banks
  • Close with confidence
A person is shaking hands next to a model house and keys.

We are all about making your first home purchase easy and stress free.

A large brick house with a white garage door

First Home buyers

Before embarking on the journey of becoming a first-time home buyer, equip yourself with our expert tips.


By Simi Sethu December 26, 2025
As we close the book on 2025, many of our clients are asking the same question: Is the worst behind us? I’ve broken down the key trends from this recent report to help you understand what 2026 might look like for your home loan and property ambitions.

We are here for you!

At Kripa Financial Solutions, our mission is to help Kiwis achieve their dreams of homeownership. Our team of seasoned mortgage experts will work tirelessly on your behalf to secure the optimal financing solution.


We take pride in being your trusted guides throughout the mortgage process. We will explain every step and detail to you in simple terms, ensuring you feel empowered when making this important investment. With decades of combined experience in the New Zealand mortgage market, we have established relationships with over lenders across the market.


This allows us to access loan options you may not find on your own, and negotiate the most competitive terms, rates and fees tailored to your budget and goals. We are your tireless advocates, leveraging our expertise to hunt for your perfect mortgage deal.

If you're ready to embark on your first home buying journey, we would be thrilled to be by your side.

A person is holding a bunch of keys in front of a model house.