Nimisha Thomas
Financial Adviser | Mortgages
Nimisha Thomas is a dedicated Financial Adviser specializing in mortgage advice, with over a decade of experience across India, the UAE, and New Zealand. She holds an MBA in Finance from India and has worked with Hilton Worldwide in the UAE, enhancing her client service and financial analysis skills.
In New Zealand, she earned a Master of Management Studies in Finance and the NZ Certificate in Financial Services. Nimisha is passionate about helping first-home buyers, investors, and families achieve their property goals, approaching client relationships with warmth and commitment to long-term financial wellbeing.
Her vision is to build a client base in New Zealand, empowering families to make confident financial decisions while ensuring they feel supported and informed on their financial journey.
- Based in Auckland
- Speaks fluent Malayalam and English
- Contact: 022 066 7989
- Email: nimisha@kripa.co.nz
Applying for a new mortgage or having your existing mortgage reviewed is a breeze with Nimisha. Simply click the “Apply for a loan” button above and set up your complimentary account in our online system.
After you submit your application, Nimisha will reach out to guide you through every step of the process.
This service comes at no charge.If you have any questions while you are completing the online form, don’t hesitate to contact Nimisha. She’s here to help.

Shone Augustine
“We have found Kripa Financial Solutions as a Financial Advisor very approachable, helpful, friendly and great to deal with. They have helped us to get approval from the bank in no time, and also helped us through all the documentation so that we did not have to bother about anything.”

Tojin Thomas
“Two approvals and one renewal ... For third one we got the house with best interest rate... 2021 was the toughest year for first home buyers. But Kripa Financial Solutions helped us from alfa to omega.. Highly recommended... have a big dream and send your application...will be safe in their hands...”

Deepak Mathew
“We are quite delighted with the service received from Simi and team. Overall had a hassle free experience in achieving our first home with the best interest rate.”

Sandeep Cyril
“I’ve had the pleasure of working with Kripa on multiple mortgage deals over the last 6 years or so, both for buying our own home to investment properties and having also worked with other mortgage brokers in the past I can confidently say Kripa is one of the best at what they do.”




